the start of something new!

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{wearing: Mossimo sweater (Target clearance, $11); Simply Vera Vera Wang black skinnies; thrifted button-down; Seychelles loafers (Hautelook); watch c/o Daniel Wellington; Tom Ford sunnies}
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{“Pleeeease, momma, let me at those blowing leaves!”}

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Fall seems like a great time to turn over a new leaf, don’t you think? Let’s hope so… ’cause today’s the first official day of my new budget experiment!

Here’s the 411: I’m a long time over-shopper in desperate need of a detox. For the next four months, I’m holding myself to a strict $100 spending allowance for personal purchases of clothes, accessories, and beauty products. To keep myself motivated, I’ve also set a goal to use the money I’ll save to pay off all of my remaining credit card debt by the end of February. This may sound simple to some, but I’ve never had much success in sticking to a restrictive spending plan, and my hands are shaking a bit as I type this post in anticipation of the retail DTs…

I’ve put myself on countless “budgets” over the years, but always in my head; and always with a laundry list of mental loopholes {ahem, excuses} that quickly deteriorated my resolve — and bank account. Example: “I know I said no shopping this week, but when am I ever going to find [insert item] in my size at this price again?! This is fate. And this purchase doesn’t count.” Neither did the next five. What can I say, I’m my very best (or worst) enabler. So this time, I’m proclaiming my mission to all the world in hopes that a little accountability will lead to a life-changing, habit-breaking, confidence-boosting triumph!! {Huzzah!}